The Home Loan Arranger — reports a major surge in refinance applications
As consumer debt hits record highs nationwide, Jason Michael Ruedy — The Home Loan Arranger — reports a major surge in refinance applications from homeowners looking to consolidate high-interest credit cards, personal loans, and other consumer debt into one simple, lower monthly payment.
“Homeowners are coming to me every day with $30,000, $50,000, even $100,000+ in credit-card debt,” Ruedy says. “By rolling that debt into a 90% LTV cash-out refinance, many are saving $1,000, $2,000, even $3,000 per month. The relief is real.”
Perfect Timing: Homeowners Can Potentially Skip Up to Two Mortgage Payments
Ruedy says the timing couldn’t be better. With refinance structures closing this time of year, homeowners may be able to skip up to two mortgage payments, with their first new mortgage payment not due until 2026.
“This creates a financial cushion during the holidays,” Ruedy explains.
“People need breathing room. This allows them to eliminate high-interest debt, lower their total monthly expenses, and make it through the holiday season with less stress.”
Why Homeowners Are Rushing to Refinance Right Now
Record credit-card balances are crushing household budgets
High interest rates on consumer debt are unsustainable
Home equity levels remain strong in many markets
90% LTV cash-out refinance with no PMI gives homeowners maximum leverage
Lower total payments create immediate relief
Streamlined, Fast, and Transparent Service
As one of America’s top 1% loan originators, Ruedy has built his brand on speed, service, and no-lender-fee refinancing.
“People want an expert who can move fast,” he says. “They want clarity. They want options. They want results — and that’s what I deliver.”
Bottom Line
If you’re feeling weighed down by high-interest debt, the path to relief may already be sitting in your home’s equity.
Consolidating debt into a lower monthly payment could free up significant cash flow and give you financial breathing room heading into the new year.
Contact Jason Michael Ruedy – The Home Loan Arranger
📞 303-862-4742
🌐 TheHomeLoanArranger.com
