The Home Loan Arranger

The Home Loan Arranger — reports a major surge in refinance applications

Published on: 03/12/2025

With consumer debt hitting record highs, homeowners across the country are turning to cash-out refinancing to eliminate high-interest credit cards and reduce their monthly expenses. Jason Michael Ruedy — The Home Loan Arranger — explains why refinance applications are surging, how homeowners can potentially skip two mortgage payments, and why a 90% LTV cash-out strategy is giving families immediate financial relief during the toughest economic year in a decade.

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Denver’s Housing Market Has Shifted – Here’s What Homeowners Need to Know

The Home Loan Arranger

Published on: 03/12/2025

Denver’s once-red-hot housing market has hit a sharp cooling point. New Zillow data shows that 91 percent of homes in the Denver metro area lost value over the past year — the highest rate among major U.S. metros. High interest rates, stretched affordability, and rising inventory are putting pressure on prices and shifting power toward buyers.

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